The Beginning of My Next Chapter
It has been a long time since I’ve written here. Years, actually. And if I’m being honest, I didn’t really know how to come back. A lot has changed since the last time I sat down to...
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5 Steps I Took to Save My First $10,000 (And How You Can Too!)
Hey Bebes! Welcome back to Budgeting Backwards, the place where we turn financial stress into financial success, one step at a time. Today, I want to share a major personal finance milestone with you: saving...
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Cutting Costs: The Instant way to save
It’s November 2025, the government is shut down, SNAP benefits are delayed for America’s most vulnerable families, and 350,000 Black women have lost their jobs this year. Times are uncertain, especially for Black women navigating...
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Needs, Wants, and Obligations: Understanding Where Your Money Really Goes
When it comes to managing your money, the first step isn’t building a spreadsheet, it’s building awareness. Many of us jump straight into paying down credit cards or saving without ever stopping to look at...
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Redefining Financial Literacy in 2025: Why It Matters for Black Women
Okay, BeBes, let’s have a real, heart-to-heart talk. Some of us are facing tough times right now. Rent’s due, bills are piling up, and the idea of “building wealth” feels like a distant dream. I’m...
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No Buy 2025- My 2025 Financial Vision Board
No Buy 2025 – My 2025 Financial Vision Board Hey Bebe, A New Year always means a new opportunity to get right with my personal finances. For me, that means joining the “No Buy” trend....
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Chapter 2: Emergency Fund and Pre-Tax Retirement Plan
Building a Solid Financial Foundation Brick by Brick Welcome back to our blog series based on the FIRE (Financial Independence, Retire Early) Flowchart. In the second blog posts we discussed Payday Budgeting and meeting basic...
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Chapter 1: Money Management (Pay Day Budgeting & Meeting Basic Needs)
Welcome back to our blog series loosely based on the FIRE (Financial Independence, Retire Early) Flowchart. In the first blog post we discussed understanding your financial situation in the The Money Pre-Check. Today, our focus...
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Chapter Zero: Money Pre-Check (Understanding your Financial Situation)
When I restarted my personal finance journey in 2018, I was dedicated to finding a blueprint that would help guide me down the right path. Unfortunately, I spent years trying to find a guide that...
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Financial Trauma: How to Identify and Heal your relationship with money
The truth is, we are all affected by the subconscious lessons we “learned” about money throughout our lives. Most households did not teach financial literacy. Money was just the elephant in the room. For so...
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