No Buy 2025 – My 2025 Financial Vision Board
Hey Bebe,
A New Year always means a new opportunity to get right with my personal finances. For me, that means joining the “No Buy” trend. I learned about the “No Buy” year from TikTok and I’m excited to put my own twist on it. I invite you to join me (in whatever way works for you!). For me, this isn’t about deprivation; it’s about intentional spending, aligning my money with my values, and building the financial future I truly desire. It’s about creating a financial vision board that reflects my truest, deepest desires.
Why a No Buy Year?
Let’s be real, as women, we’re bombarded with messages telling us to buy, buy, buy! Whether it’s the latest fashion trend, the “must-have” gadget, or the pressure to keep up with appearances, it’s easy to get caught in a cycle of overspending. For me, as a mom, professional, and everything else in between, it’s about prioritizing what truly matters. It’s about breaking free from the consumerism that often disproportionately targets us.
A No Buy year isn’t about denying myself everything. It’s about:
- Mindful Spending: Consciously deciding where my money goes.
- Debt Reduction: Accelerating my debt payoff journey.
- Saving and Investing: Fueling my long-term financial goals.
- Appreciating What I Have: Cultivating gratitude for my current possessions.
- Aligning My Spending with My Values: Supporting businesses and causes that resonate with me.
My 2025 Vision Board – The “Why” Behind My No Buy
A vision board isn’t just pretty pictures; it’s a powerful tool to visualize your goals and keep you motivated. Here’s what’s on mine, and how it connects to my No Buy year:
I added everything I truly want and desire on my vision board. When it’s time for me to make a decision about spending money, I ask myself “is this on my vision board?” Most of the time the answer is NO. Then I go from there.
What My No Buy Year Actually Looks Like
Here are the specific areas I’ll be focusing on:
- Clothing/Accessories: I’m only replacing essential items that are worn out or broken. No impulse buys or keeping up with trends.
- Makeup/Beauty Products: I’m using up what I have before buying anything new. I’ll allow for essential replacements.
- Dining Out/Takeout: I’m significantly reducing how often I eat out. I’ll focus on cooking at home and meal prepping.
- Entertainment/Experiences: I’ll be seeking out free or low-cost activities and prioritizing experiences over material possessions.
- Transportation: I will use Uber for emergencies and planned trips ( like the airport).
What I Will Be Spending On:
- Essentials: Groceries, toiletries, household necessities.
- Bills: Rent/mortgage, utilities, insurance.
- Debt Payments: Actively working to pay down debt.
- Investments: Consistently contributing to my investment accounts.
- Experiences: Budgeted travel and experiences that align with my values.
- Supporting Black-Owned Businesses: I will continue to support Black-owned businesses where possible, especially for essential items.
Join Me!
I’m not suggesting everyone needs to do a full No Buy year. But I encourage you to consider how you can be more intentional with your spending in 2025. Maybe it’s a “No Spend Month,” focusing on one category, or simply becoming more mindful of your purchases.
What’s on your financial vision board? What small steps can you take to align your money with your goals? Share in the comments below! Let’s support each other on this journey to financial freedom.
We got this BeBe!
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